Intermediate Commercial Underwriter

Middlesex Mutual Insurance Co. (MMIC), with over 140 years in the insurance industry, is seeking an experienced Intermediate Commercial Underwriter to join our talented and dedicated team. The position is a hybrid position with remote work opportunities. The head office is in Ilderton, Ontario, and the position reports to the Underwriting Manager. 

Middlesex Mutual is a financially strong, policyholder-owned property and casualty mutual insurer with an annual Gross Written Premium of more than $14 million. We protect policyholders by providing peace of mind with reliable customer service and affordable personal, agricultural, and commercial insurance products. Additionally, we safeguard policyholders, families, and communities, by promoting environmental sustainability, social responsibility, and community engagement. 

The successful candidate will underwrite commercial risks within approved guidelines.  Accountabilities include, but are not limited to, the following: 

  • Establish positive relationships with agents, brokers, and other external stakeholders
  • Participate in cross-functional opportunities to underwrite other lines of business
  • Complete risk assessments, rate, and negotiate terms on a variety of risks 
  • Make recommendations to management on underwriting rules and guidelines
  • Apply technical knowledge and experience to underwriting, rating and documentation
  • Maintain service standards and responsive handling of quotes, new business, endorsements, and policy renewals
  • Participate in continuous growth and educational opportunities
  • Possess effective collaboration and organizational skills, with the ability to work within a team environment

Job Requirements:

  • A College Diploma or University degree
  • A minimum of 3 years commercial property & casualty underwriting experience
  • Willing to complete or near completion of the Chartered Insurance Professional (CIP) designation
  • Experience in fleet and garage auto underwriting is an asset
  • Proficiency in Microsoft Office Suite (Excel, Word, Outlook)

Qualified applicants with interest in this opportunity can submit their cover letter and resume to

Middlesex Mutual Insurance Co. recognizes diversity, equity, and inclusion; offers a rewarding career; and a comprehensive compensation, pension & benefits package. Your efforts will always make a difference!  

Accommodation is available on request for candidates taking part in all aspects of the selection process.