Commercial Underwriter

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Red River Mutual is a progressive insurance company with a focus on our customers and employees. We believe everyone has a right to feel safe and protected, and to know that someone is looking out for them.  So we treat our employees like family members – we’ll be honest with them, support them, offer a listening ear, admit when we’re wrong and be a positive force in their lives and in our communities.


The Commercial Underwriter is responsible for underwriting moderate to complex property/casualty policies to contribute to a profitable portfolio of business within Manitoba and Saskatchewan. They contribute to achieving projected objectives for brokers by monitoring and controlling quality of business underwritten. This position involves working closely with a group of brokers to leverage a strong relationship in creating new business opportunities.



  • Review, quote and manage commercial mid-market requests for new business, endorsements and renewals.
  • Assess risk and apply effective underwriting practices to maximize profitability.
  • Consult with management in unique risk scenarios to maintain quality and risk selection outside of established authority levels
  • Implement and negotiate facultative reinsurance
  • Influence the development and deployment of commercial lines products.
  • Maintain knowledge of current market and industry trends, pricing levels and policy form amendments.
  • Monitor review and report on activity and results.
  • Various projects/initiatives as required.

Customer Service:

  • Participate in insurance industry and broker events.
  • Provide and maintain excellent levels of customer service.
  • Frequent travel to broker offices to conduct in-person meetings.
  • Cultivate relationships with brokers and reinsurance partners.
  • Work cross-functionally within Red River Mutual departments (marketing, human resources, broker relations, loss prevention, claims etc.)   


  • 3-5 years’ underwriting experience or 5 years brokerage experience.
  • Degree in business, or other relevant field
  • CIP designation or working towards and/or equivalent qualification.
  • Experience in all aspects of commercial lines underwriting and risk assessment.
  • Experience in customer service.
  • Proven leadership, team work and collaboration skills.
  • Ability to work independently.
  • Strong written and oral communication and presentation skills.
  • High level of organization and attention to detail.
  • Planning, analysis and problem solving skills.
  • Ability to adapt and innovate.
  • Effective negotiating, judgment and decision making skills.
  • High stress tolerance.
  • Valid Class 5 Driver’s License (proof will be required upon the presentation of job offer)