Commercial Underwriter

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Red River Mutual is a progressive insurance company with a focus on our customers and employees. We believe everyone has a right to feel safe and protected, and to know that someone is looking out for them.  So we treat our employees like family members – we’ll be honest with them, support them, offer a listening ear, admit when we’re wrong and be a positive force in their lives and in our communities.  


The Commercial Underwriter is responsible for underwriting moderate to complex property/casualty policies to contribute to a profitable portfolio of business within Manitoba and Saskatchewan. They contribute to achieving projected objectives for brokers by monitoring and controlling quality of business underwritten. This position involves working closely with a group of brokers to leverage a strong relationship in creating new business opportunities. 



  • Review, quote and manage commercial mid-market requests for new business, endorsements and renewals. 
  • Assess risk and apply effective underwriting practices to maximize profitability. 
  • Consult with management in unique risk scenarios to maintain quality and risk selection outside of established authority levels 
  • Implement and negotiate facultative reinsurance  
  • Influence the development and deployment of commercial lines products. 
  • Maintain knowledge of current market and industry trends, pricing levels and policy form amendments. 
  • Monitor review and report on activity and results. 
  • Various projects/initiatives as required.  

Customer Service: 

  • Participate in insurance industry and broker events. 
  • Provide and maintain excellent levels of customer service. 
  • Frequent travel to broker offices to conduct in-person meetings.  
  • Cultivate relationships with brokers and reinsurance partners. 
  • Work cross-functionally within Red River Mutual departments (marketing, human resources, broker relations, loss prevention, claims etc.)     


  • 5-10 years’ underwriting experience.  
  • Degree in business, or other relevant field 
  • CIP designation or working towards and/or equivalent qualification.  
  • Experience in all aspects of commercial lines underwriting and risk assessment. 
  • Experience in customer service. 
  • Proven leadership, team work and collaboration skills. 
  • Ability to work independently. 
  • Strong written and oral communication and presentation skills. 
  • High level of organization and attention to detail. 
  • Planning, analysis and problem solving skills. 
  • Ability to adapt and innovate. 
  • Effective negotiating, judgment, and decision making skills. 
  • High stress tolerance. 
  • Valid Class 5 Driver’s License (proof will be required upon the presentation of job offer).